Does refinancing a personal loan hurt your credit

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Does refinancing a personal loan hurt your credit

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Does refinancing a personal loan hurt your credit

In short, conventional refinance rates are based on risk. Get the best refinance rate by being a low-risk borrower. But current rates are such that even mortgage applicants who dont fit neatly inside a box are getting great rates.

Conventional Streamline Refinance. Refinance shoppers often ask whether there is a conventional streamline refinance similar to an FHA streamline loan that does not require an appraisal or income verification. Many homeowners who have a conventional loan now want to refinance that requires less paperwork. While there is not an official conventional streamline program, the HARP refinance comes close. Most homeowners do not need an appraisal to use this loan.

Does refinancing a personal loan hurt your credit